Not possible. There’s no way, just look at the performance of those parts over the past 5 years. I’d go look at your statements. Seems off to me. What kind of healthcare? Biotech is very volatile but broad healthcare hasn’t collapsed either.
What are the holdings and have you changed the allocations over time? Seems nearly impossible without major mistakes. Do you hold your own company’s stock? Mutual funds with high expense ratios? I’m very curious what’s going on here. It looks like something blew up in November 21 and never recovered. Were you holding lots of COVID technology plays like Peloton and Zoom Technologies?
Login.gov is actually pretty good. Used it for my TSA Pre long ago. I want to say in like 2017 or so. It supported RFC 6238 TOTP very early, especially for a government site.