Yep, you’ve got it right.
As for me, I have a pretty beefy main server so I went with a multi-drive enclosure and set up a ZFS pool with the enclosure in JBOD mode.
I had been using the built-in RAID feature but it broke and even with formatted drives and a new enclosure it wouldn’t work, so I offloaded the RAID stuff to the server with ZFS.







It took depressingly long for this to be posted