I’ve honestly never considered using my bank through a mobile browser. Yeah, it I can do that I’d be fine on that front.
Sniffies is completely dead here, and the dudes that are on it are gross. Grindr isn’t much better, but since everyone’s on it you can occasionally find people who are willing to use protection or hosting someone other than some bushes. I’ll try way droid and see if it works. If it doesn’t, I googled it and it says you can use Grindr from desktop if you pay… I may end up having to do that if I made the switch.
Which leaves cash app as the biggie. I’ll try waydroid, but if it doesn’t work I’ll probably end up needing to keep android or switching to iOS (I hate iPhones:( ), or maybe even getting a second phone I use exclusively for cash app. No sim, just my wifi hotspot (can you do a wifi hotspot with a Linux phone yet?). In order to prevent overdrafts and accidental charges, I never spend directly from my bank account. I transfer exactly what I’ll need for each purchase to cash app before the transaction and shop like that. Keeps me aware, and no accidental charges or surprises.
We do occasionally see a small surcharge in the US when using a card, but that’s regardless of method (swipe, insert, or tap). Very small businesses will often charge 1-5% for any debit or credit purchase, and cash price is the listed price. But again, that’s not tap specific